Funny BusinessNo ifs, ands or buts: playful visuals, paired with copy promoting your selling points, add up to a standout advertisement.

A toothy smile from a stock photo model doesn't always cutit these days when you're looking to add some visual interestto your advertising. With the exception of promotions forcosmetics, facial plastic surgery and ads for teeth whiteners,pretty faces are getting passé, and other body parts are readyfor their close-ups.

That's the thinking behind the ad shown here, developed forKaiser Permanente, the large HMO, by one of its ad agencies, RappCollins Worldwide. This ad gets an A+ in my book for its peekabooimage of an open-gowned hospital patient-one that gives new meaningto the phrase "covering your butt." In this case, ithumorously complements the headline "Just a reminder,we're terrific at covering what Medicare doesn't." Thead talks about the HMO's Senior Advantage program, whichsupplements coverage for care that Medicare doesn't fully payfor. (This ad is the front of a newspaper insert, with the thebackside showing the patient frontally with a continuation of themessage.)