3 Reasons the Bank Yanked Your Credit Line -- and How to Fix the ProblemIt's a serious wake-up call, but it won't be the end of your business. Let's figure out what went wrong.

Problem #1: You Didn't Pay.

When you call IT because your computer won't turn on, they always ask, "Is it plugged in?" That's because sometimes the obvious answer is also the right answer. Ditto here. Check with your accounting team -- are payments going out?

Solution:If your team is off its game, take action: Improve the accounting manager's performance or make a personnel change. If money has simply run dry, consider a new loan that better matches your debt structure to your capital needs, or find another source of funds. When one of my clients needed a $1.5 million line of credit to fund a planned expansion, we took the package to eight banks before ending up with a $4 million Small Business Administration loan. It pays to shop around.