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About the last thingbusiness travelersthink to plan for is coverage by their health maintenance organization (HMO) should they require emergency medical care on the road. Yet experts warn this is just as essential as remembering to pack your toothbrush.
While your HMO prescribes how to obtain health care at home, when traveling, "you don't know much about the reputation of hospitals," says Dr. Gregory Henry, president of the American College of Emergency Physicians in Dallas. "To some extent, you're at the mercy of what's available as to where you're going to get health care."
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