Opinions expressed by Entrepreneur contributors are their own.

You started your business to control your financial destiny. Butwhat do you do when you're blindsided by a crisis thatthreatens your company's very survival? Do you know people youcan call at 2 a.m. who would be willing--and able--to bail youout?

"If I ever needed cash in the middle of thenight--let's say $50,000 at 2 o'clock in the morning--Ihave certain contacts I could use in an emergency," says RandStagen, 28, founder and publisher ofThe Metmagazine, aDallas publication that covers the local entertainment andnight-life scene. "Every entrepreneur needs at least one[person they can go to in an emergency], because you never know.What if your business is about to bounce payroll and you have notraditional resources to go to?"

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