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Quicken 2000Has software ever changed your life? No? Just wait until you try this.

ByRobert J. McGarvey

Opinions expressed by Entrepreneur contributors are their own.

Put this at the top of your January to-do list: Spend money tosave time and money. Sound screwy? Not when you put out about $50to buy money-management software. Install Quicken Deluxe 2000 orMicrosoft Money 2000, and, either way, come December you'llsend me a thank-you note. Why?

Quicken changed my life-it honestly did, and it's a rarechunk of software about which such strong stuff can be said. Foryears I hadn't a clue what my account balances were, and neverwas my checkbook balanced. Oh, often I'd come close-within $50was good enough by my loose standards-but that was only after apainful few hours once a month when the statement rolled in.

No more. Since I started keeping my checkbook in Quicken, voila,it's balanced. I glance at the printed bank statement, itmatches my Quicken records, and that's that for the month. Andthis is true even though my accounts now are vastly more complex-abrick-and-mortar bank for ATM access, an online bank for freeelectronic bill-paying and a couple of money-market accounts.

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